Mum shares ‘cash stuffing’ technique to help parents avoid overspending

TikTok star Sacha Renee has a clever way of allocating her funds and now she has described it in a video that she uploaded to social media, and said it can help other parents look after their cash

A mum has shared her ‘cash stuffing’ budgeting technique that helps her save money – and it’s so simple you could do it too.

TikTok star Sacha Renee, @sacharenee, divides her cash into separate folders for different things – one for clothes, one for saving, one for travel, and so on.

The technique is called ‘cash stuffing’ and by using it, Sacha says you can see where all of your money goes each month – enabling you to realise where you are overspending.

Now, she’s uploaded a video detailing the trick so that others can try it too, and others have been quick to thank her for sharing it with them.

What do you think about Sacha’s technique? Let us know in the comments

In the video, Sacha starts by saying “OK guys, time to stuff some envelopes” before announcing that the food shop will get £72 ($100).

She then goes on to say she is skipping ‘dining out’ as she’s trying to save money, adding “some envelopes arent getting money because we’re trying to save, so things that aren’t important aren’t getting money”.

Then she adds £14 ($20) to ‘medical’, and the ‘usual $50’ goes into ‘Christmas’, and Sacha adds “I know that may not be important to some people but it is important to us so we like to put the money in there weekly”.

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The benefit to the technique is that each time you get paid, you can see how much money is left over after essentials like rent and utility bills.

That way, if your pay is lower for some reason you can see what you can and can’t afford – enabling you to be prepared.

Sacha’s video has been viewed over 114,000 times and since it was uploaded six days ago it has received a flurry of comments.

One user said: “We started doing this and the amount of stress that is lifted is amazing.”

“This is so freaking helpful,” another added. “Randomly came across your page and so glad I did. I’m horrible with budgeting and this has been a lifesaver.”

And another wrote: “I love watching this so much, I’m going to start doing it too. Thank you for doing this.”

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